Consumers

Government Affairs, New Jersey Association of REALTORS® Login Contact Us FAQ

Consumers

Consumers, New Jersey Association of REALTORS®

Consumer Resources At Your Fingertips

Whether you are interested in buying, renting or selling, it is always a wise decision to consult a REALTOR® to help with your transaction. View the various resources and information on:

Buying    |    Renting    |    Selling


View a New Predatory Lending Video

The REALTOR® organization takes pride in its mission to protect consumers and educate the public about issues involved in a real estate transaction. Expanding upon that effort, the NATIONAL ASSOCIATION OF REALTORS® (NAR) has partnered with the Center for Responsible Lending to provide resources on the risks of subprime and predatory lending. The latest installment is an 11-minute video entitled "Families in Crisis: Facing the Subprime Disaster." It includes testimony from 2007 NAR President Pat V. Combs, lending experts, and discusses real situations. Access the video and other predatory lending resources. Be sure to share this information with your family and friends, clients and colleagues.


Concerned About Foreclosure?

Throughout the country, reports of abusive and predatory lending practices escalated in 2007 and many of New Jersey's families had to make difficult decisions regarding their housing and mortgage situations. Visit NJAR®'s foreclosure resources webpage to access resources for mortgage holders and those shopping for a mortgage


What Are Your Mortgage Options?

When you decide that it is time to purchase a house, it helps to know your mortgage options. There are many different types of mortgages available for home buyers. With so much information and important decisions to make, NJAR® is encouraging consumers to educate themselves and contact a REALTOR® who can help guide you through the home buying process.

The Housing Opportunity Resource Guide is also available to help buyers identify the many housing programs in New Jersey. The guide contains a listing of local, state and federal housing assistance programs, as well as nonprofit and private entities that also specialize in housing.

Learn about the risks associated with subprime mortgages and access resources and information about other types of mortgages available.


Experiencing Issues with Homeowners' Insurance?

If you or your clients are having difficulty either obtaining or affording adequate property insurance, please complete NJAR®'s Homeowners' Insurance Questionnaire. As an advocate for New Jersey's homeowners, NJAR® is seeking information on the various factors influencing homeowners' insurance coverage in the state. Any information you can provide would be helpful.


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What is a REALTOR®?  

Only real estate licensees who are members of the REALTOR® Association may use the term "REALTOR®." Look for the REALTOR® "R" on your agent's business card, website or other materials.

Find a REALTOR® to help with your next transaction!