Housing Opportunity Resource Guide

A valuable tool for buyers and agents, the Housing Opportunity Resource Guide identifies the many housing programs available in New Jersey and provides contact and background information on each program, including details on the services they offer, from mortgage and financing aid to rental and other forms of assistance.

Whether you are in the market for a new residence in New Jersey or just checking out your options, this guide lists those local, state and federal housing assistance programs, as well as those nonprofit and private entities that also specialize in housing. Each program description includes helpful links to further details. Click on the state, federal and private headings below to learn more about the programs available in each sector.

NJAR^® does not in any way endorse or recommend any of the agencies, groups, or other entities included in this guide; or any of their programs or policies; and expressly disclaims any liability for the foregoing.

(Please select a heading to go to that specific topic)

State Affordable Housing Assistance
NJ Department of Community Affairs (NJDCA)
Housing Production and Community Development Element
NJ Housing and Mortgage Finance Agency (NJHMFA)

Federal Affordable Housing Assistance
U.S. Department of Housing and Urban Development (HUD)
HUD Single Family Housing Programs
HUD Approved Counseling
Federal Housing Administration (FHA)
U.S. Department of Veterans Affairs
U.S. Department of Agriculture
Fannie Mae

Private Sector Housing Assistance
The Housing and Community Development Network of NJ
NJ Habitat for Humanity
Housing Opportunity Programs, Inc. ("HOPZ"^®)
Rebuilding Together